A power of attorney is a document that gives someone else the ability to make decisions for you the same as you could

You appoint someone else to make decisions for you when:

• You are unavailable (for example, in another country); or
• You are ill or disabled

You can appoint any competent adult

• Such as your spouse, another relative, or a friend
• This person is your attorney in fact, agent, or representative

You may choose an alternate agent

• Or give your agent the power to choose a successor

The agent must act in your best interest and for your welfare

• Normally, your agent will not be paid for their services
• Be sure to choose someone you trust

A power of attorney can be revoked or amended during your lifetime

HEALTH CARE POWER OF ATTORNEY

You name someone to be your agent or representative:

• This person can make decisions about medical treatment if you become unable to make these decisions
• Your agent may need to accept this obligation in writing

Typically, your agent or representative will be able to:

• Provide for residential care
• Have access to your medical records
• Employ health care personnel
• Give or withhold consent to treatment
• Refuse treatment contrary to your wishes
• Release physicians, etc. from liability
• Make anatomical gifts upon your death
• Provide for pain relief therapies

You may leave specific instructions on the level of care you want to receive

Your Health Care Power of Attorney may also have provisions for your care or treatment if you are terminally ill or in a coma

• The available options will depend on what state you live in

Your agent would typically be able to:

• Buy, sell, lease, maintain and improve property
• Borrow money and conduct normal banking transactions
• File and sign tax returns, or open safe deposit boxes
• Vote any stock interests you hold
• Apply for government benefits
• Exercise rights over insurance policies
• Hire agents or professional advisors

Your agent cannot:

• Change your will or your estate plan; or
• Change your life insurance beneficiaries

You can make your power of attorney effective either:

• Immediately (upon signing); or
• Only when you become disabled

Your agent can act when you are incapacitated, but not after your death

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